If you're considering living in McKinney Texas and dreaming of owning a home that boasts million-dollar finishes without the million-dollar price tag, you're in for a treat. Nestled in the highly sought-after Painted Tree community, this stunning model home redefines luxury living at an affordable price point—combining exquisite design, spacious layouts, and an unbeatable location just minutes from Dallas and Frisco.
From soaring ceilings and rich, unique finishes to a highly functional floor plan and resort-style amenities, this home offers the best of upscale living without breaking the bank. Let's dive into an in-depth tour of this beautiful property and explore why living in McKinney Texas is quickly becoming one of the hottest choices for Dallas-area homebuyers.
Table of Contents
- Welcome to Painted Tree: A Prime Location for Dallas Living
- Inside the Sophie Floor Plan in Painted Tree, McKinney Texas
- Painted Tree McKinney TX Pricing and Buying Insights
- Why Living in McKinney Texas is a Smart Choice
- Frequently Asked Questions About Living in McKinney Texas
- Final Thoughts
Welcome to Painted Tree, McKinney Texas
Before stepping inside, it's important to understand why Painted Tree in McKinney Texas is such a coveted address. Located approximately 35 minutes from Dallas and just 15 minutes from Frisco, this community offers a perfect blend of convenience and charm. You get quick access to major highways like Highway 75 and the Dallas North Tollway, making commutes and errands a breeze.
Painted Tree is not only about location—it’s also about lifestyle. This master-planned community features multiple pools, walking trails, playgrounds, and amenity centers that make it a haven for families and individuals alike. The HOA fee is a very reasonable $1,080 per year, billed quarterly, granting residents access to all these top-tier amenities.
Another huge draw? The property tax rate in McKinney is impressively low at just 1.77%. And with potential legislative moves to increase homestead exemptions, homeowners could see even greater savings in the near future. For those looking to enjoy upscale living without the heavy tax burden typical in other Dallas suburbs, McKinney is an absolute winner.
Inside the Sophie Floor Plan in Painted Tree, McKinney Texas
Stepping inside this newly opened model home, the first thing that grabs your attention is the soaring two-story ceilings that reach over 20 feet high. This grand architectural feature immediately sets the tone and makes an unforgettable statement.
The entrance also highlights the builder’s commitment to detail and quality. Unlike the typical flat white walls and trim seen in many homes, this model embraces darker, richer tones that create a warm, inviting vibe. The choice of colors and textures throughout the home reflects a modern yet timeless aesthetic that exudes luxury.
The Home Office: A Million-Dollar Feel with Unique Finishes
Located just off the front entrance, the home office is a standout space. It features suede-look wallpaper that adds texture and depth, paired with doors and trim painted in darker, non-traditional colors. This attention to detail is rare in homes at this price point and contributes to the million-dollar vibe.
The office is spacious enough to comfortably fit a large desk, a dresser, and even an extra chair, making it perfect for those who work from home or need a quiet study area. Two large windows provide ample natural light, while 8-foot doors offer privacy when needed. Upgrades like glass French doors could also be added for an even more elegant look.
Guest Suite and Bathroom: Elegant Comfort for Visitors
Continuing through the home, the guest bedroom is tucked quietly to the side, offering privacy and convenience. It boasts nine-foot ceilings and 8-foot tall doors, giving it a spacious feel that many guest rooms lack. The room easily accommodates a bed, furniture, and storage, ensuring guests feel right at home.
The attached guest bathroom is just as impressive, featuring beautiful countertops, brushed champagne hardware, and a walk-in shower with a tasteful mix of tile patterns. The full walk-in closet provides plenty of storage, rounding out the guest suite’s thoughtful design.
The Heart of the Home: A Million-Dollar Kitchen Without the Million-Dollar Price
Prepare to be wowed by the kitchen, which truly lives up to its reputation as a million-dollar kitchen at a fraction of the cost. The waterfall quartz countertops are stunning, extending seamlessly into a full backsplash—a design feature typically reserved for high-end homes.
The kitchen’s focal point is the oversized vent hood that extends all the way to the ceiling, framed by open cabinetry with sconce lighting. This dramatic element adds both style and functionality, venting directly outside while creating a striking visual impact.
Other highlights include:
- Gas cooktop with ample counter space
- Double-layer cabinetry for extra storage
- Built-in appliances including microwave, oven, and refrigerator
- Large island with seating for casual dining or entertaining
- Open layout connecting to a spacious casual dining area
The kitchen flows effortlessly into the dining and living areas, which are designed to maximize space and natural light.
Living Room: Spacious and Inviting with Designer Touches
The living room features the same soaring 20-foot ceilings seen at the entrance, complemented by a beautiful tongue-and-groove ceiling upgrade that adds warmth and texture. The electric linear fireplace is a modern focal point, recessed into a slim wall that doesn’t intrude on the room’s openness.
The entire fireplace wall is adorned with wallpaper—a bold design choice that adds luxury without overwhelming the space. Built-in speakers ensure the room is ready for entertainment, while four high windows above bring in natural light that balances the covered patio outside.
Outdoor Living: Covered Patio Perfect for Relaxation
Stepping outside, the covered patio offers a cozy space to enjoy the beautiful Texas weather. While not huge, it’s perfect for a lounge set or small outdoor gatherings. The community’s extensive amenities mean you don’t need a massive backyard to enjoy outdoor activities—the pools, playgrounds, and walking trails are just steps away.
Main Level Media Room and Pantry: Function Meets Style
A standout feature of this home is the first-floor media room, a growing trend among homebuyers who want a dedicated space for movies, gaming, or casual gatherings. This room is fully blacked out with no windows, providing an authentic theater experience. The finishes match the home’s luxurious vibe, with wood trims and wallpaper adding character.
Adjacent to the media room, the pantry is generously sized with plenty of shelving for storage, making meal prep and organization a breeze.
Upstairs Loft and Additional Bedrooms: Space for Everyone
Heading upstairs, you’ll find a large loft area flooded with natural light from three massive side windows. This versatile space is ideal for a game room, lounge, or bar area, perfect for family time or entertaining guests.
The upstairs bedrooms are equally impressive, with tall ceilings and spacious layouts. Notably, the fifth bedroom and bathroom are structural add-ons that increase the home's size to nearly 3,600 square feet, providing ample space for larger families or guests.
Each bedroom features walk-in closets and en-suite or semi-private bathrooms, ensuring comfort and privacy for all residents. The use of color throughout the home extends upstairs, with painted doors and trim that add depth and style beyond the standard builder offerings.
The Primary Suite: A True Retreat
The primary suite is nothing short of spectacular. This spacious room measures approximately 16 by 17 feet and features elegant tray ceilings and a beautiful chandelier. The room comfortably fits a king-size bed and large furniture pieces, with hardwood floors carried throughout for a seamless, luxurious feel.
The primary bathroom is the showstopper. Highlights include:
- Double doors opening to a grand space
- Standalone soaking tub
- Split vanities with thick, tan-gold veined countertops
- Brushed champagne faucets and hardware
- Huge frameless glass walk-in shower with no door for an open feel
- Strategically placed diverter for warming water before entering
Storage is plentiful with an extra cabinet above the water closet and a large walk-in closet featuring multiple hanging rods and built-in shelves. Cleverly, the space under the staircase has been carved out for additional storage—an invaluable feature in Texas homes without basements or attics.
Painted Tree McKinney TX Pricing and Buying Insights
Now, the big question: How much does a home like this cost? The base Sophie model starts between $679,000 to $684,000, depending on the elevation you choose. The model home we toured is elevation C, the most premium of the three options.
When factoring in structural and design upgrades, buyers typically add between 10% and 12% on top of the base price, sometimes even more depending on selections. The average upgrade spend in this home ranges between $30,000 and $50,000, which puts the realistic purchase price for a fully upgraded home in the mid-$730,000 to $740,000 range.
Currently, there is a Sophie B elevation home available for $745,000 (originally priced at $775,000) with the fifth bedroom and bathroom options included. This price includes a two-car garage, game room, study, and the downstairs media room, making it an incredible value for the space and finishes offered.
For buyers interested in alternatives, the Percy plan is a fantastic option. It offers a similar layout but places the media room upstairs. It’s slightly more affordable by about $10,000 and still offers four bedrooms, four and a half baths, a two-car garage, and plenty of living space.
Keep in mind that the Sophie plan only has one available lot left for ground-up building due to repetition rules, so timing and flexibility on floor plans are key when buying in Painted Tree.
Why Living in McKinney Texas is a Smart Choice
McKinney Texas continues to attract buyers looking for affordable luxury living near Dallas. The combination of low property taxes, top-rated schools, beautiful master-planned communities like Painted Tree, and proximity to major employment and entertainment hubs makes it an ideal location.
Whether you’re a growing family, a professional working in Dallas or Frisco, or someone who simply wants to enjoy a high quality of life with resort-style amenities, McKinney offers unmatched value without compromise.
Key Benefits at a Glance:
- Low property tax rate of 1.77% with no additional MUD or PIT taxes
- Reasonable HOA fees for extensive amenities
- Access to highly rated McKinney ISD schools
- Close proximity to major highways and shopping centers
- Variety of home designs and builders to choose from
- Strong community feel with parks, pools, trails, and playgrounds
Frequently Asked Questions About Living in McKinney Texas
How far is McKinney from Dallas and Frisco?
A: McKinney is about 35 minutes north of Dallas and roughly 15 minutes from Frisco, making it a convenient location for commuters and those who want access to city amenities without living in the urban core.
What is the property tax rate in McKinney?
A: The property tax rate is approximately 1.77%, which is considered low compared to many other Dallas suburbs. There are no additional Municipal Utility District (MUD) or Public Improvement District (PID) taxes, further reducing the tax burden.
What amenities does Painted Tree offer?
A: Painted Tree is a master-planned community with multiple pools, walking trails, playgrounds, amenity centers, and scenic ponds, providing residents with plenty of opportunities for recreation and relaxation.
Are there options for customization in these homes?
A: Yes, buyers can choose from various floor plans, elevations, and upgrades. Structural add-ons like additional bedrooms and bathrooms are available, and design center options allow for customized finishes and selections.
Is there a media room included?
A: The Sophie plan features a first-floor media room, which is a popular feature for many buyers. Alternatively, the Percy plan offers an upstairs media room.
What is the typical price range for homes in this community?
A: Base homes start in the high $600,000s, with fully upgraded homes typically priced in the mid $700,000s. Pricing varies by floor plan, elevation, and upgrades selected.
Final Thoughts
Living in McKinney Texas offers an incredible opportunity to own a luxurious, spacious home without the hefty price tag typically associated with million-dollar properties. The Painted Tree community exemplifies this with its stunning homes, thoughtful designs, and exceptional amenities—all within reach of Dallas and Frisco.
Whether you're drawn by the low taxes, the quality of life, or the impressive finishes and floor plans, this area is a smart choice for anyone looking to invest in their dream home. With multiple builders, floor plans, and customization options, there’s truly something for everyone in Painted Tree McKinney TX.
If you’re ready to explore this home or others like it, don’t hesitate to reach out to me, I can guide you through the new construction process and help you secure the best deal in today’s market! Call/Text me at 214-308-0123 if you have questions about McKinney real estate market.
